All posts tagged Southern California Property
Everyone wants a spot at Monarch Bay Terrace, as itâ€™s right in the heart of beautiful Dana Point. Itâ€™s within walking distance of so many likable destinations that once a piece of property opens up it usually doesnâ€™t take long to sell. It makes for lucrative real estate and happy homeowners.
These homes in Monarch Bay Terrace do a good job of reflecting the beautiful landscape surrounding it. The luxury and prestige of owning in this area is also an added plus. Plus, you get easy access to two popular five-star resorts called the Ritz Carlton and The St. Regis, which have visitors from around the world. Monarch Bay Terrace also is within walking distance of three beaches, a golf course, five-star restaurants, up-scale boutiques, and plenty of bike and walking trails. Itâ€™s a place easy to like and dream about. Real estate in this area has many luxurious garden villas, custom homes, and custom estates. Many people like the homes with private beach access and gorgeous ocean views. Gated communities are also a possibility, giving families the comfort of knowing thereâ€™s added protection. If you need a second house for vacation or desire to make Southern California your new home, this is an area to consider.
* Homes reflect the beautiful landscape surrounding it.
* Easy access to two popular five-star resorts.
* Great amenities within a close distance.
* Certain people wonâ€™t be able to afford an ocean view property.
* You may not want to live in California.
* Would prefer living in a more secluded area.
If youâ€™re looking to buy a home in Dana Point, California, consider the real estate in Monarch Bay Terrace as a possibility. It will be like a little piece of heaven and a dream come true for some.Read more
If you are looking for a home in the Laguna Beach area, there are simply some magnificent buys going on right now. Just three years ago, one million dollars couldnâ€™t buy you a shack, but now you can get some really great houses and condos for a portion of that or less! And, thanks to the faltering economy, there are many programs available that can help you get into the home of your dreams, including the first time home buyer program.
Depending on the type of program you end up going with, the definition of â€œfirst time buyerâ€ is pretty loose. In some cases, it just means that you have not been the primary buyer of a home in the past three years. How many homes you bought before that period of time doesnâ€™t even matter! So, if you donâ€™t think that you would qualify for a first time home buyer program, then think again.
There are some rules that do apply for most government backed or funded programs and that is that the home must be your primary residence and not an investment property. With most first time home buyer programs, your credit must be clear of major blemishes and should be 600 or above, and you should be prepared to put at least five percent down on the mortgage (although this may be subject to change).
Overall though, there are many opportunities in this area to utilize these types of programs in a time when property prices are at a ten-year low, and interest rates are low, too. There has never been a better time to buy property in southern California, and if you had told someone just a few years ago that the government would be promoting home ownership in this region due to depressed prices, they just wouldnâ€™t believe you!Read more